Debt and Liability List
Prepared by: _________________________ Date: _____________
Instructions: List every outstanding debt. Your executor needs this to settle the estate, pay off balances, cancel accounts, and stop recurring charges. Update the balance column annually. Debts must typically be paid from the estate before assets are distributed to heirs.
Mortgage(s)
| Lender / Servicer |
Loan / Account # |
Balance |
Rate (%) |
Monthly Pmt |
Payoff Date |
Contact Phone |
Property Address |
| | | | | | | |
| | | | | | | |
Auto Loans
| Lender |
Loan / Account # |
Balance |
Rate (%) |
Monthly Pmt |
Payoff Date |
Contact Phone |
Vehicle |
| | | | | | | |
| | | | | | | |
Credit Cards
| Bank / Issuer |
Last 4 Digits |
Balance |
APR (%) |
Min Payment |
Contact Phone |
Notes (authorized users, etc.) |
| | | | | | |
| | | | | | |
| | | | | | |
| | | | | | |
| | | | | | |
Student Loans
| Servicer |
Account # |
Balance |
Rate (%) |
Monthly Pmt |
Contact Phone |
Notes (federal vs. private — federal loans discharged at death) |
| | | | | | Federal loans are discharged at death. Private loans vary — check with servicer. |
| | | | | | |
Other Debts & Liabilities
| Creditor / Party |
Type |
Account # |
Balance |
Contact Phone |
Notes |
| Personal loan | | | | |
| HELOC | | | | |
| Medical debt | | | | |
| Taxes owed (IRS/state) | | | | |
| | | | | |
Additional Notes
Last updated: _________________ Stored in safe: ☐ Copy with executor: ☐